In 2023, checking one’s Social Security System (SSS) contributions online will be easier and more convenient.
By logging in to the SSS website, members will be able to review and check their contributions anytime.
New SSS Contribution Table 2023 (Everything you need to know)
The Social Security System (SSS) has recently announced the new contributions table for 2023. The changes in the SSS contribution table are intended to provide more sustainable pension benefits and financial security to its members.
SSS Online Beta: The Easiest Way to View SSS Contribution Online
Read the latest blog post on How to Check SSS Contributions Online this 2023.
Do you want to check your SSS contributions online without the hassle of going to the SSS branch?
With the new SSS Online Beta, you certainly can do that!
My.SSS Beta is the new online portal of the SSS website where you can login and access your SSS information, SSS contribution, generate PRN, file SSS benefits, and more.
Deadline of SSS Monthly Contribution Payments for 2018 EXTENDED!
Na-late ka ba sa pagbabayad ng SSS contributions mo ngayong 2018?
Actually, hindi ka nag-iisa dahil maraming SSS members ang hindi nakapagbayad on time dahil sa bagong sistema ng SSS sa paggamit ng Payment Request Number or PRN.
SSS Partner Banks and Non-Bank Partners that Accept SSS Contribution using PRN
Early this year, the Philippine Social Security System implemented a new way of paying SSS contributions, and that is by using the member’s Payment Reference Number or PRN.
The PRN is different from CRN (Common Reference Number) or SSS number.
The PRN can be found online by logging in to your SSS online account through My.SSS or by going to SSS website at www.sss.gov.ph.
If you don’t have an account online or if you can’t login to My.SSS successfully, you may request for your SSS Payment Reference Number at the SSS branch or any payment channel or partner.
What’s good about this Payment Reference Number is that your contributions are posted real-time.
Before, it would take days for it to show up on your account specially if you pay at any SSS payment partners. This results to a delay in the processing of SSS benefits.
Where to Pay SSS Contributions Using Payment Reference Number (PRN)
When the SSS started implementing the usage of PRN, there was only a limited number of SSS payment partners that accept SSS contributions.
But as of this writing, SSS has now 15 partner banks and non-bank partners that accept SSS contributions using PRN.
For Employers
Does your Employer Remit your SSS Contribution?
I have received several messages and comments from SSS members saying that their employers are not paying their SSS contributions.
If you’re having the same issue, don’t just keep quiet!
It is your right to ask your employer about it or file a complaint directly with the SSS if you know that you are deducted for your SSS contributions and yet your employer fails to remit it to the SSS on time.
But first, do your research by checking your SSS contributions. If you don’t know how to do this, try any of the options below.
3 Ways on How to Check your SSS Contributions
1. Check your SSS Contributions ONLINE thru My.SSS Facility
The easiest way to know if your employer is remitting your SSS contributions is to access your SSS account online.
But before you can do that, you must register first at the My.SSS facility at sss.gov.ph. Don’t worry, you’ll only do this once.
And when you’re registered, you can access your SSS account anytime and anywhere using your computer or smartphone with internet connection.
How to Check SSS Contributions Online
- Go to https:///sss.gov.ph
- Login using your SSS User ID and Password
- Click E-Services, then click Inquiry
- Click Member Info, then click Actual Premiums.
When you get to the Actual Premiums page, you’ll see the list of your SSS contributions with the amount and month of contribution.
The only downside to this option is that sometimes, the SSS website is very slow or it doesn’t load at all. That’s why I suggest you access your SSS online account after office hours or during weekends.
Checking your SSS contributions through My.SSS facility is FREE of charge, but you must have an internet connection in order to access the site.
2. Check your SSS Contributions thru Text-SSS Facility
If you cannot access the SSS website or you have not registered to My.SSS yet, you may inquire for your SSS contributions by texting SSS.
But before you can text your inquiry, you must register first by texting your SSS number and birth date to 2600 using this format:
- SSS<space>REG<space>10-digit SSS number<space>MM/DD/YYYY
Example: SSS REG 3312345678 5/20/1985
Once your registration is successful, you’ll receive a text message with a four-digit PIN. You will use this PIN in all your inquiries using Text-SSS.
How to Check SSS Contributions thru TEXT
Using your cellphone, send this text message to 2600:
- SSS<space>CONTRIB<space>10-digit SSS number<space>4-digit PIN
Example: SSS CONTRIB 3312345678 1234
Checking your SSS contributions thru Text-SSS facility has a charge:
- ₱2.50 for Globe and Smart subscribers
- ₱2.00 for Sun Cellular subscribers) per text message
3. Check your SSS Contributions Personally at the SSS Office
If you prefer checking your SSS contributions personally, then you may visit the nearest SSS branch or office.
Click here to see the list of SSS branches.
To avoid the long queues, set an appointment online through My.SSS facility.
What should I do if I discover that my employer is not paying my SSS contributions?
SSS Contribution Table 2018: How much should you pay to SSS as a Member?
The SSS Contribution Table 2018 remains the same despite SSS’ proposals for contribution rate and MSC hike.
This means that as of this writing, the maximum contribution rate is still P1,760 with Monthly Salary Credit (MSC) of P16,000 for members who earn ₱15,750 and above.
On the other hand, the minimum contribution rate is P110 with Monthly Salary Credit (MSC) of P1,000 for members who earn at least ₱1,000 per month.
HOW MUCH should you pay to SSS?
The amount of your SSS contribution depends on your salary or compensation.
1. For Self-employed and Voluntary Members
You should pay the 11% of the MSC based on the monthly earnings declared at the time of registration.
2. For OFWs
The minimum monthly salary credit is pegged at ₱5,000. Therefore, your minimum contribution to SSS is ₱550. But since most OFWs earn more than ₱15,750, you are expected to pay the maximum contribution which is ₱1,760 per month.
3. For the Non-working Spouse
The contribution will be based on 50% of the working spouse’s last posted monthly salary credit but in no case shall it be lower than ₱1,000.
To know how much you’re supposed to pay for your SSS contribution, please refer to the SSS Contribution Table 2018 below for Self-employed, Voluntary, Non-working Spouse, and OFW members.
Example 1: For Self-employed, Voluntary, and OFWs
If you’re earning ₱12,000 per month, your MSC is P12,000 and your monthly contribution is ₱1,320.
Example 2: For the Non-working Spouse
If your working spouse is earning ₱12,000 per month, his MSC is P12,000. 50% of his MSC is ₱6,000 which becomes your MSC as a Non-working Spouse. Therefore, your monthly contribution is ₱660.
4. For the Employed Member
The current SSS contribution rate is 11% of the MSC not exceeding ₱16,000 and this is being shared by the employer (7.37%) and the employee (3.63%).
Please refer to the SSS Contribution Table 2018 below for Employed members.
- ER – Employer’s Contribution
- EE – Employee’s Contribution
- EC – Employee’s Compensation
Example 3: For Employed Members
If you’re earning ₱12,000 per month, your MSC is P12,000. Your employer pays ₱894 and you pay ₱436 (through salary deduction). The total amount of your SSS monthly contribution in this case is ₱1,330.
Why is the Contribution Rate for Employed Members higher even with the same MSC as the Self-employed, Voluntary, and OFW members?
Based on the two tables above, the contribution rate for an employed member with an MSC of ₱12,000 is ₱1,330 while the contribution rate for the Self-employed, Voluntary, and OFW member with the same MSC of ₱12,000 is ₱1,320.
The ₱10 difference is actually the Employer’s share for the Employee Compensation Law (EC Law) which aims to assist workers or employees who suffer work-connected sickness or injury resulting in disability or death. The employer is responsible for this amount.
WHEN should you pay your SSS Contribution?
It is important that you are aware of the payment deadlines for your SSS contributions to avoid any issues especially when availing or claiming your SSS benefits.
Please refer to the table below for the schedule and due dates of SSS contribution payments.
1. For Self-employed and Voluntary members
- The prescribed schedule of payment depends on the 10th or last digit of your SS number.
- The frequency of your contribution payments can be on a monthly or quarterly basis.
- A quarter covers 3 consecutive calendar months ending on the last day of March, June, September and December.
- Any payment for one, two or all months for a calendar quarter may be made.
No retropayment is accepted – meaning if you missed the previous month or quarter after the deadline, you cannot pay it anymore.
2. For OFWs
- Payment of contributions for the months of January to December of a given year may be paid within the same year.
- Contributions for the months of October to December of a given year may also be paid on or before the 31st of January of the succeeding year.
- Retropayment is accepted but only for the months within the same year or before the 31st of January of the succeeding year.
3. For Employed members
Your employer must pay your contributions monthly in accordance with the prescribed schedule of payment which is according to the 10th digit of the Employer’s ID Number.
The frequency of payment is on a monthly basis for business and household employers.
How to Check your SSS Contributions Online this 2018
Read the latest blog post on How to Check SSS Contributions Online this 2023.
I have read some comments both on this website and on our FB page that some people are having a hard time accessing their SSS online accounts after the Social Security System has made some changes/updates on the website.
I don’t know why but when I check the site, nothing much has changed and accessing my contributions online is still easy and fast.
The steps are pretty much the same with my previous post: The Simplest Way to Check your SSS Contribution on Internet Explorer.
I only noticed one simple thing on the main menu navigation bar.
Before, it looks like this:
The main navigation bar has the following tabs: Home, E-Services, and Member’s Profile.
Under E-Services, there’s Inquiry, Apply for Salary Loan, P.E.S.O. Fund, Submit Maternity Notification, Submit Technical Retirement, and Simulated Retirement Calculator.
Now, take a look at the new version of this page on the SSS website:
As you can see, E-Services is now on the third tab with fewer sub-menu.
A new tab was also added and that is the Payment Reference Number (PRN). Starting January 16, 2018, you can now pay your SSS contributions regularly using your PRN and have them posted instantly.
How to Check your SSS Contribution Online this 2018
With the new updates on the SSS website, is it now easier to check our SSS contributions online?
Let’s see!
Step 1 – Go to sss.gov.ph to open the official website of the Philippine Security System.
As of this writing, this is how the main page looks like:
The headline is based on their latest news so expect that it will be updated regularly.
Step 2 – Under Member Login, enter your User ID and Password.
Read this if you haven’t registered to the SSS online platform yet:
Step 3 – Once you’re successfully logged in, point your mouse cursor to E-Services, then click Inquiry.
Step 4 – Point your mouse cursor to Member Info, then click Actual Premiums.
Step 5 – View your SSS Contributions or Actual Premiums
Isn’t it pretty simple? Well, it is.
You’ll only have a problem accessing the SSS website if you forgot your User ID or Password. In that case, check out this article on how to reset it.
If you cannot access the website using browsers other than Internet Explorer, make sure to follow the instructions that will pop up on the screen. Or better yet, just use Internet Explorer for easier navigation.
To contact SSS, you may call their customer contact center at 920-6446 to 55, email them at member_relations@sss.gov.ph, send a private message through their FB Page, or visit the nearest SSS branch.
If you’re abroad, you may reach the SSS through its
Contact Services Unit
How to Pay SSS Contributions and Loans through Globe GCash
Do you know that aside from going to the SSS branch cashier and other SSS payment centers, you can now pay your SSS Contributions and SSS Loans easily and conveniently using Globe GCash?
Well, you heard it right!
You don’t need to go out of your home to do these. With Globe GCash, you can easily pay your SSS contributions and monthly amortizations of your SSS Loan at the comfort of your home or wherever you are, FREE of transaction charge!
What is Globe GCash?
Globe GCash is a virtual wallet service offered by Globe Telecom that enables users to carry out financial transactions using their mobile phones.
According to SSS Officer-in-Charge of the Service Delivery Department Renato N. Malto,
“GCash offers a fast, convenient and hassle-free means for paying SSS contributions and loans.”
How to Pay SSS Contributions and SSS Loans using GCash?
An SSS member who wants to pay using GCash needs to have a prepaid or postpaid Globe or Touch Mobile account to gain access to the GCash payment facility.
To REGISTER, just dial *143# on your cell phone, select GCash and enter the required personal information. You may also download the GCash mobile application and complete the enrollment procedure.
Once you’re registered, you may now start paying your SSS contributions and SSS Loan Amortization via Globe GCash.
How to use Globe GCash for payment of SSS Contributions
- Dial *137#
- Select National Gov’t Agency
- Select Biller. Select More if member is OFW, Self-Employed, or Voluntary member
- Select Contribution
- Enter 10-digit SS number
- Enter applicable month or covered period
- Select range of contribution
- Select actual amount of contribution
- Select Proceed
- Enter 4-digit GCash PIN
- SMS confirmation will be sent upon payment of contribution
How to use Globe GCash for SSS Loan Payments
- Dial *137#
- Select National Gov’t Agency
- Select Biller. Select More if member is OFW, Self-Employed, or Voluntary member
- Select Member Loan or Real Estate Loan
- Enter 10-digit SS number (for Member Loan) or Real Estate Loan account number (for Real Estate Loan)
- Enter amount
- Select Confirm
- Enter 4-digit GCash PIN
- SMS confirmation will be sent upon payment of loan
SSS Payment Confirmation
The GCash system will send a text message to confirm the receipt of the SSS payment, and the contribution or loan payment would be posted in the SSS database on the following day.
Click here to know how to check your SSS Contribution or SSS Loan Statement.
The GCash system requires the use of a Personal Identification Number during every transaction to ensure that the funds in the member’s mobile wallet are kept safe and secure.
No transaction fee is also charged to the member’s account for SSS contribution and loan payments through GCash.
For inquiries on SSS contribution, loans or other concerns, you may call SSS at 920-6446 to 55 or visit the SSS Facebook Page.
Who can use Globe Gcash?
The GCash payment scheme is available for SSS members registered as
- self-employed or voluntary, including non-working spouses,
- overseas Filipino workers (OFWs), and
- farmers and fisherfolk
When to pay your SSS Contributions
- Self-employed and voluntary members
Self-employed and voluntary members can pay their contributions monthly or quarterly, with the payment deadline based on the 10th digit of the member’s social security or “SS” number.
The cut-off date falls on the 10th day after the applicable month or quarter if the 10th digit is 1 or 2; the 15th day if 3 or 4; the 20th day if 5 or 6; the 25th day if 7 or 8; and on the last day of the month if 9 or 0.
- OFW Members
OFWs can pay their voluntary SSS contributions for January to December any day within the same year, while their October to December payments are accepted until January 31 of the following year.
SSS Advance Payments
Self-employed and voluntary members can pay their monthly contributions in advance, but these are only considered for the computation of loans and benefits when the month corresponding to the payment has transpired.
SSS Retroactive Payments
Retroactive payments, or those paid after the deadline has lapsed, are disallowed.
When to pay your SSS Loans
SSS loan payments strictly follow a monthly schedule, with the cut-off date also based on the 10th digit of the member’s SS number.
Late loan payments are charged a one percent monthly penalty.
What are the other uses of Globe GCash?
Globe GCash cannot only be used for SSS payments. GCash users can also use their virtual wallet for:
- purchasing load credits
- shopping online
- transferring funds
- paying bills
Members can deposit funds into their mobile wallet through GCash outlets, mobile phone banking and online bank transfers, among others.
Do SSS members really use GCash?
Surprisingly, yes, a lot of members have been using the Globe GCash Facility to pay their SSS Contribution and SSS Loans since it was officially rolled out in December 2015.
According to SSS Officer-in-Charge of the Service Delivery Department Renato N. Malto, out of the P648,420 total GCash collections as of end-March 2016, nearly 80 percent were payments for contributions which amounted to P511,575 while the remaining P136,845 were for members’ loan amortizations.
“Enabling SSS payments through Globe GCash aims to capitalize on the widespread use of mobile phones which have penetrated even the most distant areas of the country. Instead of spending much time, money and effort to go to the nearest SSS branch or to our accredited partners, members can just use their mobile phones to pay their contributions and loans,” Malto said.
GCash Customer Service Support
For inquiries, SSS Members may inquire through the following:
- GCash Customer Service Support Hotline at 739-2882
- SSS Call Center at 920-6446 to 55
- SSS OFW Contact Services Unit at +632 364-7796 and +632 364-7798.
- Globe subscribers can also call 2882 using their mobile phones to contact the GCash Customer Service Support Hotline.
Click here to read:
How to Pay your SSS Contribution as a Voluntary Member
What are the SSS Benefits and why you should continue to be an SSS Member
For OFWs: How to Continue your SSS Contributions
For OFWs: How to Continue your SSS Contributions
The Philippine Social Security System offers many benefits to its members including those who are presently residing in the country and those who are living or working abroad.
For Overseas Filipinos who have stopped their contributions to the SSS and who wish to continue paying their SSS contributions, there are two ways to do this:
1. You can assign a representative in the Philippines to remit your SSS contributions as an OFW member.
2. You can directly remit your SSS contributions at any accredited collection partners abroad:
- Banks
- Asia United Bank
- Banco de Oro
- Bank of Commerce
- Philippine National Bank
Non-Bank
- I-Remit
- Lucky Money
- Skyfreight
- Ventaja
- New York Bay Philippines, Inc
- Pinoy Express Hatid Padala services, Inc
Who can continue paying SSS Contributions?