Have you recently lost someone close to you?
Are you now faced with death and funeral expenses?
Do you not have any idea how to raise money and pay for the remaining expenses?
Was the person who passed away an SSS member? Are you here to learn more about the SSS Death and Funeral Benefit?
Worry no more because, in this article, we will explain all crucial details and information about this particular benefit.
This article will also cover the application process and requirements as well as other important facts such as the dependent children’s allowance that comes with this benefit.
We are saddened to hear about your loss but we hope that you can cope up with it and continue living happily.
That said, here are the information about the SSS Death and Funeral Benefit.
What are the two types of SSS Death Benefit?
There are two types of this benefit like other SSS benefits (namely, the SSS Sickness Benefit and SSS Disability Benefit). Those two are:
- Monthly pension is for the deceased members who had paid the 36 monthly contributions prior to death.
- Lumpsum amount is for the deceased members who had not paid the 36 monthly contributions prior to death. The secondary beneficiaries will be the one to receive this amount.
How much will I receive?
The monthly pension that you will receive will depend on how many monthly contributions the deceased member has paid, the deceased member’s credited years of service and the number of dependent children that must not exceed by five.
FOR THE BASIC PENSION
There are three formulae, and whichever comes up with the highest answer, it will be the amount received.
- P 300 + 20% of the average monthly salary credit + 2% of the average monthly salary credit for each credited years of service (if it exceeds 10 years).
- 40% of the average monthly salary credit
- P 1000 is the credited years of service (CYS) is less than 10 years; P 1200 if the CYS if at least 10 years and P2000 if the CYS is 20 years.
FOR THE LUMPSUM AMOUNT
Primary Beneficiaries
There are two formulae and whichever answer is the highest will be the amount received.
- Monthly pension x number of monthly contributions paid prior before death
- 12 x the monthly pension
Secondary Beneficiaries
There are two formulae and whichever answer is the highest will be the amount received.
- 36 x monthly pension (if the deceased member has successfully paid 36 monthly contributions prior to death).
- Monthly pension x number of monthly contributions paid before death; or 12 x monthly pension (whichever is higher)
What is the dependents’ allowance?
If the deceased member has five minor children (legitimate, legitimated, illegitimate or adopted) the five minor children, starting from the youngest, the illegitimate children will receive 50% share of the legitimate, legitimated or legally adopted children in the basic pension and 100% of the dependents’ allowance.
If there are no legitimate, legitimated or legally adopted children, the illegitimate minor children will receive 100% of the dependent’s allowance and 100% of the basic pension.
Amount Received
The amount that will be received is 10% of the deceased member’s basic pension or P250, whichever is higher.
Who qualifies?
The qualifying dependents are five minor children starting from the youngest. No substitution allowed.
What are the limitations?
If the dependent turn 21 years old, get married, get employed, or dies, the dependents’ allowance will stop. However, children over 21 years old who are mentally ill or incapable of self-support due to physical abnormalities will be given the dependents’ allowance support for a lifetime.
How to apply for SSS Death Benefit?
Like most application processes, first, you would need to prepare necessary documents for the processing.
The requirements are as follows:
- Death Claim Application is a form needed to be filled out in order to notify the SSS of the death of the member
- Affidavit of Death Benefit (if claimant is secondary beneficiary)
- Filer’s Affidavit or the Sinumpaang Sanaysay
- Other affidavit needed
- Claimant’s photo, signature form and valid IDs
If the claimant is a guardian:
- Application of Employment as Representative Employee
If the claimant is a legal heir or designated beneficiary:
- Joint Affidavit of Two Disinterested Persons
If death is work-related:
- Report of Death
If the claimant is the spouse of the deceased:
- Marriage certificate and birth certificates of minor children (duly certified by LCR/NSO)
And there are other more circumstances for the claimant. After that, take all necessary documents towards the nearest SSS Office Branch and file an application for the benefit.
What’s the funeral benefit?
The funeral benefit is a financial benefit given to whoever pays for the funeral and burial services of an SSS member who is now deceased. The minimum amount is P20000 to a maximum of P40000, depending on the credited years of service of the deceased SSS member and the number of paid monthly contributions.
The minimum amount is P20000 to a maximum of P40000, depending on the credited years of service of the deceased SSS member and the number of paid monthly contributions.
How to apply for the funeral benefit?
First, prepare the following documents needed:
- Funeral Claim Application Form
- SSS card or two valid IDs/documents of claimant, both with signature and at least one photo
- Certified true copy of the Death Certificate of the deceased member
- Original copy of the official receipt for the funeral parlor
- New residence certificate of the filer
Some other additional documents will also be asked if necessary, depending on the circumstances of death.
As all transactions, filing is accepted at any SSS office branch near you.
Now that you have learned about the SSS Death and Funeral Benefit, you can now prepare the needed documents as soon as possible and make sure that the documents are in good shape and are in formal presentation, in order to avoid confusion later on.
We are lucky to have given such benefits that could essentially be helpful during times of mourning.
You may have lost a loved one, but it doesn’t mean that life ends there.
Click the link to read more about SSS Maternity Benefit, SSS Sickness Benefit, SSS Retirement Benefit, SSS Disability Benefit or visit the SSS website for more info.
bakit hindi po namin makuha yung burial ng papa po namin kaylangan pa daw ng funeral contract
Yung sa father ko 2015 pa namin inasikaso para makakuha s’ya ng funeral benifits hangang sa panahon na ito dipa daw lumalabas yung pera. Imposible naman eh 2018 na ngayon. Anong ginagawa ng mga empleyado ng SSS at sumasahod sila di nila inaaasikaso ang mga ganyang bagay na mahalaga sa mamamayan na may karapatan sa pinagpaguran nila noong buhay pa sila. Tulad ng tatay ko, sa dami ng utang namin na binayad sa hospital, inaasahan pa naman namin na ipambayad ang makukuha sa SSS funeral benifits ng tatay ko, hangang ngayon asa sa wala.
My wife and I are both sss pensioners.
My wife died, and I now also get the pension pay of my wife.
After eight years I met a woman sss pension who also receives the sss pension of her deceased husband.
We plan to get married.
Will we both forefeit the sss pensions of our deceased sss spouses?
Hello po….my mother is the beneficiary of my father who died 10 yrs ago. My mother receives her monthy pension , she is now 87 yo, I just want to know, if my mother dies, is she entitled to funeral benefits. I read a news columm from Manila Times that the primary or secondary benificiaries of a deceased member who has no contribution payment at all shall entitled for funeral benefits only.
ano po ba ang requiement sa pag kuha nag burail
Dear Maam /sir,
i am qurina s. espartero, having very sick of follow -up from being a wife of late jesus magtulis espartero,died last year sept. 10, 2019, and having received answered mby your last sept 26, 2020,morning time, that my application was on notification part of a very good situation, Maam and sir, i am kneeling down my two knees of saying that please let thi letter keep in touch with you, all, because i am hard enough for my foods to eat, i am very waiting ,,the earlier benefitd i have to have,,thank you ,i am qwuirina espartero , the only claimant, a wife
Pano po mag inquire dito para sa death claim
good evening po ask k lng po kung namatay ang pensioner may mkukuha po akong burial asstince . ang may SSS ang father k lng pero ang mother k ay hindi member ng SSS sana po matulungan po ninyo ako .sa death certificate ako po ang naka sign dun pati s funeral parlo po ano po ang mga requirements n pwd k po ihanda para makakuha ng burial ng mother k sana po may makabasa po ito at masagot po ang akin katanungan maraming salamat po
Good day! My mother is the beneficiary of my father who died in 1997. She is receiving a monthly pension in SSS being the beneficiary of my father. Gusto ko lang po itanong. Kamamatay lang po kasi ng nanay ko. Meron po ba syang makukuha o kaming pamilya na benefits from SSS?
Paano po yung date of birth ng papa q is nd match s bcert nya ano po dpt q gwin nmatay n po kc papa q last aug.17,2021 nd po kc naapprove s funeral claim nya dhil po s yr ng bday nya magkaiba pd p po b mapalitan un thank u po in advance.