Your Guide to your SSS Inquiries
If you’re strapped for cash and you need a little extra to make ends meet, it’s always advisable to use your SSS Salary Loan.
SSS Salary Loan is one of the most common benefits that members take advantage of because of the relatively low interest rate and the length of time they allow you to pay the loan back.
Are you trying to login to your SSS online account, but you’re unable to do so because it kept saying
“Incorrect Username or Password”?
That’s exactly what happened to me just a few minutes ago…
The world is migrating to the Internet, and this same technology is turning out to be the answer to almost all of our informational needs.
From news, to gossip, to answers to life’s questions, it’s all in the Internet.
Do you want to check your SSS contributions online without the hassle of going to the SSS branch?
Well, you certainly can do that!
What’s even exciting is that the Social Security System has already launched the My.SSS Beta, which is the new SSS Login Portal.
Na-late ka ba sa pagbabayad ng SSS contributions mo ngayong 2018?
Actually, hindi ka nag-iisa dahil maraming SSS members ang hindi nakapagbayad on time dahil sa bagong sistema ng SSS sa paggamit ng Payment Request Number or PRN.
But who really are eligible to receive the 13th month pension and when is it going to be released?
What is SSS 13th Month Pension?
The 13th month pension is an additional cash benefit given to SSS pensioners, except for partial disability pensioners whose pension duration is less than 12 months.
The SSS pension fund started providing 13th month pensions, which is equivalent to one-month basic pension, in December 1988.
Who can receive the 13th month pension?
Basically, what this Expanded Maternity Leave bill wants to happen is to increase the number of paid maternity leave days of pregnant women who are SSS members.
From the current 60 days maternity leave (for normal delivery) and 78 days maternity leave (for C-section delivery), it will be increased to 105 paid maternity leave days once the Expanded Maternity Leave becomes a law.
Isn’t that exciting?
For moms like me, 105 days of paid maternity leave is a big deal.
It’s nothing compared to what other countries offer, like in Canada, I think new moms can avail of paid maternity leave for one year. In other countries, they have longer maternity leave period compared to what we have here in the Philippines.
I’m sure many families will enjoy the benefits of the Expanded Maternity Leave law once it’s approved and implemented.
I remember, when I got pregnant with my child, my pregnancy was complicated and I was ordered to go on bed rest for one year without pay. Imagine how difficult it must have been for our starting family to pay for all my check ups, medicines, and laboratories, on a single income.
Thanks to SSS for my 78 days of paid maternity leave. I was able to receive Php 39,000. That amount was a big help, but it wasn’t enough.
And because I had been on leave for a year (without pay), I had to go back to work right after I gave birth to earn money to help my husband with all our expenses.
And it was difficult – physically and emotionally.
It was physically difficult because my body, having undergone C-section operation, was still healing and recovering. I also suffered from headaches, difficulty in breathing, muscle pains, and severe stomach pains. I’ve been in and out of the hospital after I gave birth.
It was emotionally difficult because it wasn’t easy to be parted with my newly born baby.
When I went back to work, I had severe depression from being away from my child. It was emotionally challenging. I would always cry at the office. And because I couldn’t handle it anymore, I decided to resign from my job to focus on my child.
Once the Expanded Maternity Leave bill has been approved, new moms will have more time to heal and recover physically, and have more days to be with and to care for their child.
What’s even more exciting is that the increased number of maternity leave comes with a pay which is a huge help in our finances.
What else should you know about the Expanded Maternity Leave Bill?
The PRN is different from CRN (Common Reference Number) or SSS number.
The PRN can be found online by logging in to your SSS online account through My.SSS or by going to SSS website at www.sss.gov.ph.
If you don’t have an account online or if you can’t login to My.SSS successfully, you may request for your SSS Payment Reference Number at the SSS branch or any payment channel or partner.
What’s good about this Payment Reference Number is that your contributions are posted real-time.
Before, it would take days for it to show up on your account specially if you pay at any SSS payment partners. This results to a delay in the processing of SSS benefits.
When the SSS started implementing the usage of PRN, there was only a limited number of SSS payment partners that accept SSS contributions.
But as of this writing, SSS has now 15 partner banks and non-bank partners that accept SSS contributions using PRN.
For Employers
Good thing the procedure was really simple, although I had to line up at the SSS branch since there were many other people who were doing the same thing too.
What I did was I filled out the SSS E-4 form or Members Data Amendment form and updated my information such as my last name and the beneficiaries. As proof for these changes, I submitted a photocopy of our Marriage Certificate and the birth certificate of my child to add her as beneficiary.
If you want to update your data with the SSS, check out the steps and requirements below.
Here is the list of documentary requirements if you want to update your SSS members data.
1. Change of membership type
To Non-Working Spouse
