Your Guide to your SSS Inquiries
Do you want to check your SSS contributions online without the hassle of going to the SSS branch?
Well, you certainly can do that!
What’s even exciting is that the Social Security System has already launched the My.SSS Beta, which is the new SSS Login Portal.
Na-late ka ba sa pagbabayad ng SSS contributions mo ngayong 2018?
Actually, hindi ka nag-iisa dahil maraming SSS members ang hindi nakapagbayad on time dahil sa bagong sistema ng SSS sa paggamit ng Payment Request Number or PRN.
But who really are eligible to receive the 13th month pension and when is it going to be released?
What is SSS 13th Month Pension?
The 13th month pension is an additional cash benefit given to SSS pensioners, except for partial disability pensioners whose pension duration is less than 12 months.
The SSS pension fund started providing 13th month pensions, which is equivalent to one-month basic pension, in December 1988.
Who can receive the 13th month pension?
Basically, what this Expanded Maternity Leave bill wants to happen is to increase the number of paid maternity leave days of pregnant women who are SSS members.
From the current 60 days maternity leave (for normal delivery) and 78 days maternity leave (for C-section delivery), it will be increased to 105 paid maternity leave days once the Expanded Maternity Leave becomes a law.
Isn’t that exciting?
For moms like me, 105 days of paid maternity leave is a big deal.
It’s nothing compared to what other countries offer, like in Canada, I think new moms can avail of paid maternity leave for one year. In other countries, they have longer maternity leave period compared to what we have here in the Philippines.
I’m sure many families will enjoy the benefits of the Expanded Maternity Leave law once it’s approved and implemented.
I remember, when I got pregnant with my child, my pregnancy was complicated and I was ordered to go on bed rest for one year without pay. Imagine how difficult it must have been for our starting family to pay for all my check ups, medicines, and laboratories, on a single income.
Thanks to SSS for my 78 days of paid maternity leave. I was able to receive Php 39,000. That amount was a big help, but it wasn’t enough.
And because I had been on leave for a year (without pay), I had to go back to work right after I gave birth to earn money to help my husband with all our expenses.
And it was difficult – physically and emotionally.
It was physically difficult because my body, having undergone C-section operation, was still healing and recovering. I also suffered from headaches, difficulty in breathing, muscle pains, and severe stomach pains. I’ve been in and out of the hospital after I gave birth.
It was emotionally difficult because it wasn’t easy to be parted with my newly born baby.
When I went back to work, I had severe depression from being away from my child. It was emotionally challenging. I would always cry at the office. And because I couldn’t handle it anymore, I decided to resign from my job to focus on my child.
Once the Expanded Maternity Leave bill has been approved, new moms will have more time to heal and recover physically, and have more days to be with and to care for their child.
What’s even more exciting is that the increased number of maternity leave comes with a pay which is a huge help in our finances.
What else should you know about the Expanded Maternity Leave Bill?
The PRN is different from CRN (Common Reference Number) or SSS number.
The PRN can be found online by logging in to your SSS online account through My.SSS or by going to SSS website at www.sss.gov.ph.
If you don’t have an account online or if you can’t login to My.SSS successfully, you may request for your SSS Payment Reference Number at the SSS branch or any payment channel or partner.
What’s good about this Payment Reference Number is that your contributions are posted real-time.
Before, it would take days for it to show up on your account specially if you pay at any SSS payment partners. This results to a delay in the processing of SSS benefits.
When the SSS started implementing the usage of PRN, there was only a limited number of SSS payment partners that accept SSS contributions.
But as of this writing, SSS has now 15 partner banks and non-bank partners that accept SSS contributions using PRN.
For Employers
Good thing the procedure was really simple, although I had to line up at the SSS branch since there were many other people who were doing the same thing too.
What I did was I filled out the SSS E-4 form or Members Data Amendment form and updated my information such as my last name and the beneficiaries. As proof for these changes, I submitted a photocopy of our Marriage Certificate and the birth certificate of my child to add her as beneficiary.
If you want to update your data with the SSS, check out the steps and requirements below.
Here is the list of documentary requirements if you want to update your SSS members data.
1. Change of membership type
To Non-Working Spouse
Are you a member of SSS? Are you here because you heard of the SSS Sickness Benefit?
Do you wish to avail of this benefit?
Well, you are in luck because this article will discuss the SSS Sickness Benefit, how to know if you qualify, how to apply and how much you will get.
I’m sorry to hear that you are ill or injured. But on the bright side, there is a compensation for your hard work given by the government. I hope and pray for your fast recovery.
The first step to approaching this benefit is to know if you satisfy the qualifying conditions.
Do not easily trust what you hear from friends because as we know, we, Filipinos have a tendency of twisting information especially if they are passed by mouth.
It is better to check the official qualifications than being denied access to the benefit later.
Below are the qualifications:
If you qualify with the five (5) qualifications mentioned above, you can then proceed to applying for the particular benefit.
If you haven’t done Qualification #5, don’t fret because I will teach you how to notify your employer or the SSS.
FOR EMPLOYED MEMBERS
You MUST notify your employer about the sickness/injury within five (5) calendar days after the start of the sickness or the injury. Your employer must then notify the SSS about the sickness/injury.
*Notifying your employer is not necessary if you got confined in a hospital or you have acquired the injury while working or if he is aware of your current condition.
Important notes to take note of:
Filing Requirements:
You may file through a company representative or personally. Do prepare the following documents needed for the filing of the notification.
Plus the following documents, if needed:
In case of work-related claims:
In case of prolonged confinements or sickness, original/certified true copy of the following:
In case of sickness that occurred while on strike/shutdown/and member will file to SSS personally, submit the above-mentioned requirements together with the following:
FOR SELF-EMPLOYED MEMBERS
You MUST notify the SSS within five (5) days after the start of the sickness/injury. If you are confined in a hospital, notifying the SSS should be within one (1) year after the confinement.
Filing Requirements
If you’re having the same issue, don’t just keep quiet!
It is your right to ask your employer about it or file a complaint directly with the SSS if you know that you are deducted for your SSS contributions and yet your employer fails to remit it to the SSS on time.
But first, do your research by checking your SSS contributions. If you don’t know how to do this, try any of the options below.
1. Check your SSS Contributions ONLINE thru My.SSS Facility
The easiest way to know if your employer is remitting your SSS contributions is to access your SSS account online.
But before you can do that, you must register first at the My.SSS facility at sss.gov.ph. Don’t worry, you’ll only do this once.
And when you’re registered, you can access your SSS account anytime and anywhere using your computer or smartphone with internet connection.
How to Check SSS Contributions Online
When you get to the Actual Premiums page, you’ll see the list of your SSS contributions with the amount and month of contribution.
The only downside to this option is that sometimes, the SSS website is very slow or it doesn’t load at all. That’s why I suggest you access your SSS online account after office hours or during weekends.
Checking your SSS contributions through My.SSS facility is FREE of charge, but you must have an internet connection in order to access the site.
If you cannot access the SSS website or you have not registered to My.SSS yet, you may inquire for your SSS contributions by texting SSS.
But before you can text your inquiry, you must register first by texting your SSS number and birth date to 2600 using this format:
Example: SSS REG 3312345678 5/20/1985
Once your registration is successful, you’ll receive a text message with a four-digit PIN. You will use this PIN in all your inquiries using Text-SSS.
How to Check SSS Contributions thru TEXT
Using your cellphone, send this text message to 2600:
Example: SSS CONTRIB 3312345678 1234
Checking your SSS contributions thru Text-SSS facility has a charge:
If you prefer checking your SSS contributions personally, then you may visit the nearest SSS branch or office.
Click here to see the list of SSS branches.
To avoid the long queues, set an appointment online through My.SSS facility.
What should I do if I discover that my employer is not paying my SSS contributions?
Many SSS members take advantage of the SSS salary loan because it’s not only easy to file but it’s also affordable to pay.
If you have a financial emergency or you need cash immediately, you may apply for SSS salary loan, provided you meet the following criteria or eligibility requirements:
If you have other existing loans from the Philippine Social Security System, make sure that your payments are up-to-date.
If you’re employed, make sure that your employer remits your monthly contributions and loan payments. You may ask your HR officer about these or you may login to My.SSS to access your SSS contributions and statement of loan balances.
Also, make sure that you have not been granted any final benefits like retirement benefit to apply for a salary loan from the SSS.
How to Apply for SSS Salary Loan
