Are you pregnant? Are you a non-government employee, a private employee or self-employed? Do you have an SSS membership?
Well then, good news! Because the SSS maternity benefit applies to you. And with this benefit, you will receive such compensation for your leave in order to take care of your baby.
And with this benefit, you will receive such compensation for your leave in order to take care of your baby.
This would be generally helpful as we all know that being pregnant or giving birth is no joke.
With the hospital bills piling up and your baby’s needs after giving birth, a financial help from the government as compensation for your hard work would be extremely helpful.
Having stated those above, this article will guide you to knowing everything that you need to know about the SSS maternity benefit.
How can I qualify?
Below is a list of qualifications that you need to be or that you need to fulfill in order to avail of this benefit.
- You must be an SSS member
- You must be female and Sorry, ladies. But if you happen to not have an SSS membership but your significant other does, he can’t apply in your place. It’s in the rules.
- You must have paid at least three (3) monthly contributions within the 12-month period before the semester of childbirth or miscarriage.
- You must notify SSS about your pregnancy through your employer if employed or submit your notification of pregnancy directly to SSS if you have been removed from employment or if you are self-employed.
If you have completed all four qualifications, then, you are good to go. But if not, the best thing to do is complete that task as soon as possible.
But if not, the best thing to do is complete that task as soon as possible.
How can I apply?
Alright, moving on to the application process. Let’s say you have completed the four qualifications above and you are now prepared and excited to avail your SSS maternity benefit. Here’s how it will go.
Notification Process
For employers and employees
Once you know about the pregnancy, it will be to the best of your interest to notify your employer about the pregnancy and the probable date that you expect to have the baby.
At least 60 days from conception. This can be done by submitting the SSS Maternity Notification form and attaching a proof of pregnancy such as an ultrasound report.
For unemployed, self-employed and voluntary members
If you qualify in this section, please be sure to notify SSS directly and as soon as possible. Delaying to submit the notification of not submitting at all might lead to denial of access to the said benefit. So be sure to act quick and do things fast!
Application Requirements (For Notification)
For employee, unemployed, self-employed and voluntary members
Below is a list of requirements that you must attach together with the notification form.
- UMID or SSS biometrics card or two (2) other valid IDs (both with signature)
- At least one (1) photo and date of birth
- Proof of pregnancy (ultrasound report)
Application Requirements (For Reimbursement)
For employed members
Below is a list of requirements that you must attach together with the reimbursement form.
- UMID or SSS biometrics card or two (2) other valid IDs (both with signature)
- At least one (1) photo and date of birth
*Authorized company representatives who file maternity benefit claim must include your SSS digitized ID or E-6 acknowledgment stub with two (2) valid IDs (at least one with photo). These IDs should be filed with the company representative’s own SSS digitized ID and blue card.
For separated members
Below is a list of requirements that you must attach together with the reimbursement form.
- Certification from the last employer showing the effective date of separation from employment or notice of company’s closure/strike or certification from the Department of Labor andEmployment that the employee or employer has a pending labor case.
- Certification that no advance payment was granted (if confinement days applied for are within or prior to separation).
- UMID or SSS biometrics card or two (2) other valid IDs (both with signature)
- At least one (1) photo and date of birth
For self-employed/voluntary members
Below is a list of requirements that you must attach together with the reimbursement form.
- Maternity Notification Form duly stamped by SSS
- UMID or SSS biometrics card or two (2) other valid IDs (both with signature)
- At least one (1) photo and date of birth
Additional Requirements
Below is a list of other requirements that you must attach together with your forms. This section is divided into the types of pregnancies and birth for convenience.
Normal delivery
Certified true or authenticated copy of the duly registered birth certificate. In case the child dies or is a stillborn, duly registered death or fetal death certificate.
Caesarean delivery
Certified or authenticated copy of the duly registered birth certificate and certified true copy of operating room record/surgical memorandum.
Miscarriage or abortion
Obstetrical history stating the number of pregnancy certified by the attending physician and dilatation and curettage (D&C) report for incomplete abortion, pregnancy test before and after abortion with age of gestation and hystopath report for complete abortion.
How much will I receive?
The SSS Maternity Benefit is equal to 100% of your average daily salary multiplied by 60 days for normal delivery or miscarriage and 78 days for caesarean section delivery.
Example:
Diane is a self-employed SSS member and she has been paying P1,760 per month for her SSS contributions since January 2015. She’s currently pregnant and her estimated delivery date is November 10, 2017. How much will she get from her SSS Maternity Benefit?
First, let’s get the semester of contingency which includes the quarter of her delivery month and the quarter before that. Therefore, her semester of contingency includes the following months:
July 2017 – August 2017 – September 2017 – October 2017 – November 2017 – December 2017
Then, we will take note of her SSS contributions and Monthly Salary Credit (MSC) during the 12 months prior to the semester of contingency:
- June 2017 – P1,760 (SSS Contribution) – P16,000 (MSC)
- May 2017 – P1,760 – P16,000
- April 2017 – P1,760 – P16,000
- March 2017 – P1,760 – P16,000
- February 2017 – P1,760 – P16,000
- January 2017 – P1,760 – P16,000
- December 2016 – P1,760 – P16,000
- November 2016 – P1,760 – P16,000
- October 2016 – P1,760 – P16,000
- September 2016 – P1,760 – P16,000
- August 2016 – P1,760 – P16,000
- July 2016 – P1,760 – P16,000
The next step is to add the 6 highest MSC from this 12-month period:
- P16,000
- P16,000
- P16,000
- P16,000
- P16,000
- P16,000
Total Monthly Salary Credit (MSC) is P96,000.
Divide Total MSC by 180 days to get the Average Daily Salary Credit:
P96,000 / 180 days = P533.33
How much is Diane’s SSS Maternity Benefit?
A. If she delivers normally, multiply the daily salary credit by 60 days:
P533.33 x 60 days = P32,000
B. If she delivers via Caesarian Section, multiply the daily salary credit by 78 days:
P533.33 x 78 days = P41,600
Therefore, Diane will receive P32,000 for Normal Delivery or P41,600 for CS Delivery.
Regarding the Expanded Maternity Leave Law which was signed by the Senate on March 6, 2017, Dianne cannot avail of this yet since it’s still being processed in the House of Representative and it has yet to be approved and signed by the President after all the necessary procedures.
We’re very fortunate to have been entitled to such benefits as Filipinos and members of the Social Security System but we must learn to comply with requirements so there will be no headaches to deal with later.
All the best to you and your baby!
Click the link to read more about SSS Maternity Benefit, SSS Sickness Benefit, SSS Retirement Benefit, SSS Disability Benefit, SSS Death and Funeral Benefit or visit the SSS website for more info.
Good day!
Ma’am,sir,
I would like to know if how I can get my sss ID?
Hi Grace, here’s the article to guide you on how you can apply for your UMID.
http://sssanswers.com/apply-sss-id-umid-card/
Hi good day po!
Ask ko LNG po qng makakakuha po ako ng maternity loan.?nhulugan po kasi nung 2015 hanggang sept.2017 .di q n po nhulugan nung Nov.2017 til now.ksi ng resign n po AQ sa work q.
Hello, My name is Azeneth. My Sss po ako since 18 years old. Nagwowork po ako as sales agent sa mga malls. Almost 5 years ko po nahulugan Sss ko. But, nun nagbuntis po ako nagfile ako ng maternity leave. Then, complete papers po hanggang ng mlapanganak ako. Nung nagcheck ako ng Sss ko sabi po sa office hndi nahuhulugan ng Agency ko. So nagtanong po ako sa agency, sabi ng agency sa ibang sss number daw po naihulog un para sakn. At sila na daw po bhala mag ayos nun. Nainis ako. Then, ito after 4 years.. lumalakad na at nag aaral un anak ko until now wala p din ako nakukuha maternity benefits from Sss. Nag uupdate ako sa agency ang sinasabi sakn eh plaging wala pa. Please, inform me kung ano gagawin ko. Thank you.
Hi Azenith, try mo ireport ang employer or agency mo sa SSS. Responsibilidad nila ang pagbabayad ng SSS benefits mo dahil sila dapat ang nag-aayos ng contributions nung time na nagwowork ka pa sa kanila. Pwede sila makasuhan pag hindi nila ibinigay ang sss maternity benefit mo.
Gudday…ang sss ko po ay selfemployed..and nagfile po ako ng mternity at ung makukuha ko po dw 7800…gusto po malaman paano po ung computation kasi my friend po ako nakausap malaki nkuha nya mternity tpos 2months lng nhulugan at resigned p po cia..paano po nacompute s akin ung 7800?
Since self employed ka, magkano monthly contribution mo sis? Parang mababa nga ang 7,800 na benefit.
ask ko lang po bakit kaya 3000 lang ang makukuha ko sa maternity ko ang layo sa 21,666.66 na nakuha ko sa 1st baby ko.
Good pm po..bkit po ang tagal dumating ng maternity benefits q..ung eba ndi namn matagal nakakakuwa cla..aq nanganak aq may23..2017..ngsumbit aq ng requiremetns. June15..2017..hanggang ngaun wala parin..nilagay q namn ang atm.no.q..
Good pm po..bkit po ang tagal dumating ng maternity benefits q..ung eba ndi namn matagal nakakakuwa cla..aq nanganak aq may23..2017..ngsumbit aq ng requiremetns. June15..2017..hanggang ngaun wala parin..nilagay q namn ang atm.no.q..kompleto nman ang papers na sinubmit q
Hi. I am going to file for my maternity 2 (mat2). My friend told me that we need to open a bank account because it is a requirements for filling mat2.. May i know if tgis is true?? Hope u can notice my concern. Thank u.
makukuha ko pa kaya ang maternity ko sa sss 6mons na po ako napanganak.
hello po,,anong form ba ang dapat kuna ifil up,,kasi po mag 7months sana yung bby ko kaso nakunan po ako,,at ano ang mga requirements
at saka po nagtatrabaho parin po ako,,at dahil sa nangyari sakin nag resign nalng po ako sa work ko,,
hi po… ng work po aq nung 2010.nahulugan dw po ito ng 5 months.. after po ng 5 months tumigil na q sa work. at nabuntis po aq d q pa po alam na my maternity benifits. kaso po 5 years old na po ung anak q kng pwd pa po bng mg file pra sknya pero meron po akng ultrasound, at nso bc nya..?
dapat po nanotify si SSS at least 60 days from conception o nung mabuo ang bata sa sinapupunan.
dapat nakapagpasa kayo ng maternity notification form at proof of pregnancy kagaya ng ultrasound result.
Pero dahil nakapanganak na kayo at hindi kayo nakapagnotify sa sss sa inyong pagbubuntis, baka hindi na po kayo makapag-avail ng sss maternity benefit.
sa susunod na pagbubuntis nyo na lang po kayo mag-apply ulit pero dapat po ay tuloy2 pa din ang paghuhulog nyo ng SSS contributions.
Ana pde mo p kunin yan … bsta ggwa k ng letter kung bkit hnd mo xia nafile dat time… at tsaka as long as may ebidensya ka n nbuntis k nung araw n un un good un… aqn kc hnd q dn alm yan nlaman q lng sia 2yrs old n anak q.. gnun lng ginwa q…hope nktulong 🙂
Hi Goodpm po .. Ako po ay 6months nang buntis sa nov13 na po due date ko .. Gusto ko po sana magfile nang sss maternity ..kaya lang po last june kupa po last nahulugan yung Sss ko ,last february po kumuha ako nang umid i.d nakalagay po na 11months ko palang po sia nahulagan .. Pwede ko po ba sia magamit sa maternity loan ko ???
Hi good day..this is lyka taguines..may I ask about my maternity reimbursement..I know that the requirements for ceasarean delivery is the operative records from the hospital..My problem is the hospital didnt give the operative records but they provide me a surgical memorandum..now my question is does it necessary to have a operative records or the operative techniques to process my maternity reimbursement? Because until now I cant process my maternity coz my employer told me that I need to provide the operative techniques..please I need your feedback as soonest…thank you..
good day, ask lang po nanganak ako nung august 1, 2017 at ang hulog ko sa sss ay nung march 12,2017 bale hinulugan ko for 1 year at un pa lang ang naging contribution ko mula nung magapply ako ng sss as self employed… 550 ang monthly kong hulog. ask ko lng po kung nasa magkano po ung amount na pede ko mreceive from the maternity reimbursement? at gaano katagal valid ang pag apply ng reimbursement from the date of delivery? thank you. hintay ko po sagot nyo. —Mrs. Dela Cruz
Tanung q lng po panu po pg wlng coe kc awol po aq sa dati qng work.’?tsaka anu po b ung history ng ob n hnihingi tska ung certificate of separation?
Good day .. ask q lng po anu mgnda gwin kc ung reimbursement ng sss q file q p sia ng may 31 kaya dpat by june nkuha q n kaso ang nangyare ang dming reason ng sss kaya until now hnd q p sia nkkuha.. ung una sabi wrong encoding kaya ok lng 2nd nmn hnd daw aq declare ng emplyer q n employee aq 3rd may overlapping claims daw aq tas ngaun for verification aq pero remarks may overlapping claims kya until now wala … ask q lng anu ang best q gwin pra mclaim q n maternity q…thnk s reply…
hi good morning po 1 month n po ko nkpngank ninun july 20,2018 nd ko po alm n pde pl mg psa ng mternity benifitbenifits kht my lloan pde p po ky ko mg pasa nun matmath 2 yun kaklkaklala ko po 2014 pa last n hulog nya pero nkakuha p sya last yer kht d nya inupdate pls reply po slmt
Hello po. Ask lng po. I’m currently 33weeks pregnant. Ngayon pa lng po ako mgsusubmit ng MAT1 ko. Okey pa po ba yun?
Im joanna po 8months pregnant and employed for 6months. Nagfafile po ako ng mat1 ko sa sss na malapit samin ang sabi po ng staff ng sss wala daw po ako makukuha kasi po wala daw po hulog ung June 2017 ko. Nagstart po kc mahulugan ang sss ko July 2017 to present. Totoo po bang wala ako makukuha dahil wala hulog ang june ko?
Ask ko lang din po qng makaka aavail aq ng maternity benefit, nahulugan po ung sss q gang 2015, and then naulit lang cia nung aug. 2017, ang due date ko ay march 1.
Hi paanu po f AWOL aq sa pinasukan q. . Training lng nmn din po aq non ilang linggo lng aq pero nahulogan po ng company sss q. .nag AWOL nmn po aq. Paanu po aq makakakuha ng recquirements sa maternity q f AWOL aq. . Please pakisagot po pahelp po
mkipag-coordinate po kayo sa employer nyo para maayos yung maternity benefit application nyo at para ma-avail nyo po ito.
maam/sir,pwede po ba mag tanong kasi po hindi po ako nkaapply ng maternity nung buntis pa po ako kc maselan po ang pnag bubuntis ko kya hanggang ngayon po 5 months napo simula nung nanganak ako.pwede pa po ba ako mka apply? at tpos po huminto na po ako sa work simula po nung nagbuntis po ako..pwede pa po ba yun?..
Hi ask ko lang po kung sure po ba na makaka tanggap po ako ng maternity benifit nagpasa na po ako ng Mat I ngayon lang po 6 months na po pinagbubuntis ko ngayon. Last year po nagtrabaho ako june to october so bali june to october lang din po yung hulog ko. CS po kasi ako kaya malaking tulong po kung makakakuha ako. ask ko din po sana kung need ko pa magvoluntary member kasi after 3 months naman po ng panganganak ko magwowork na ulit ako. Thank you po.
Yung saken po kaya may pag asa po kayang magrant kahiy late filing both mat 1 and 2…di ko po naasikaso dahil nagkaproblema posa birth certificate ko…
Maam pwd po mgtanong .yung approval ba ng maternity imbursement ay aabot ba ng 60 days??.Atsaka ilang araw po ba yung process pra makuha yung maternity benefit. Hintayin ba ang sa sss na money or reimburse ito ng company tapos pgdating money galing sss yung na pambayad sa company…Thank you po
Pwede parin po mg apply for maternity benifits even after giving birth po?
Maam/sir July 3 po ako nakapagfile ng mga requirments for maternity benefits.. ilang weeks po bago makuha?
Gud day po, ask lang po yung mat 1 ko na.file ko po sa cavite ok lang po ba kung yung mat 2 ko ifile ko sa tarlac uuwi po kasi ako at dun ko na rin balak manganak..
Delivery Date : February 2018
Contribution months : July 2017 – January 2018
Qualified po ba makareceive ng Maternity Benefit?
good day po maam/sir , ngayong september na po ako manganganak makaka avail pa po ba ako sa maternity benefits mgkano po ang bayarin kng non working po ako.
Hi nawala po kasi yung ultrasound record ng baby ko pwede pa po ba mag apply kahit ibang requirements lang
Good day …ask ko lng last nahulugan ung sss ko 2010 p..nbuntis aq at nanganak nung 2015 pde p po b ko mag apply ng mat. Reinbursement kahit mgatal n?
hi po ask ko lang po regarding maternity benefit employed po ako july 2019 hanggang november 2020 tapos ngayon po by august 2020 nabuntis po ako then hindi nka pag sumite ng maternity notification kasi di po agad nalamn na may requirements na ganito sa sss,, ngayon na nanganak na ako pwd ba akong mgfile ng maternity reimbursement po? salamat.
Good morning ask ko lang po kasi may kasama po ako sa work pero xa freelance lang po, ang problema nasama po xa sa na register as regular employee pero by that time manganganak na din po xa, at kumpleto na hulog niya sa SSS as voluntary, ngayon ang ginawa po nag file ng r1a para ma remove xa as employed ang problema na denied po application niya ng Matben. Ano po need gawin para makapag avail xa ng MATBEN
HI, March 2022 nag simula akong ma hulugan sa company ko, buntis now due date ko Feb 2023, makakapag claim po kaya ako ? last company ko kasi halos 1 1/2 years ako pero 2 months lang ako nahulugan , nag notify na ko sa sss na buntis ako , may makukuha po ba ko ? kahit wala pang 1yr hulog ko bago mag feb 2023.