The Philippine Social Security System has two types of SSS Program Coverage:
- The first one is the Compulsory coverage which includes employers, employees and self-employed persons.
- The second one is the Voluntary Coverage which includes separated members, OFWs, and Non-working spouse of SSS members.
For employers and employees, payment of SSS contributions is done through the company/employer that they’re affiliated with and not through the individual member.
For self-employed with an income of at least Php 1,000 per month, they can be a member of SSS and pay their SSS contribution directly.
For voluntary members or those who separated from employment or opted to be self-employed or OFW or non-working spouse, they can also continue paying their contribution to SSS.
2 Simple Steps to Continue paying SSS contribution as a Voluntary Member
- Go to any of the following SSS payment facilities:
- SSS Main Office – Cashier
- SSS Branch Tellering Counters
- CIS Bayad Centers
- SM Business Centers
- SSS-accredited Commercial Banks
For Members Abroad
- I-Remit
- PNB Overseas Payment System
- Ventaja
I am also a Voluntary Member of SSS and I personally pay my SSS contributions quarterly at the SM Business Center.
You may also apply for Auto-Debit Arrangement (ADA) for your SSS payments by visiting your bank of account.
- Pay your SSS contribution by filling out the SS Form RS-5 or Contributions Payment Return with the required information and put a check mark on the box for Voluntary (Separated) Member.
Putting a check mark on the correct option or box will change the membership status from covered employee, self-employed, OFW, or non-working spouse to a voluntary paying member.
You can get the form at any SSS payment facility or you may download the SSS RS-5 Form here.
You may also want to watch this video: How and Where to Pay your SSS Contribution
How much to pay for your SSS Contribution
Your monthly contribution is based on your compensation. The SSS contribution below will guide you on how much you’re supposed to pay for your monthly SSS contribution.
While you have the option to choose how much you want to pay for your SSS contribution as a Voluntary Member, it is recommended that you pay the maximum rate so that you can maximize the benefits that SSS offers to its members including:
- Sickness
- Maternity
- Disability
- Retirement
- Death
- Funeral
When to Pay your SSS Contribution
As a Voluntary Member, you can pay your SSS contribution monthly or quarterly. SSS has prescribed schedule of payment and deadline according to the 10th digit of your SSS ID Number. Please see the SSS Contribution Table 2016 below.
If your SSS ID number ends in 1, the deadline of payment is on the 10th day of the following month or quarter.
Example:
- Monthly Payment – If you pay your SSS contribution for October 2016, you will pay it on or before November 10, 2016.
- Quarterly Payment – If you pay your SSS contribution for the 4th quarter of 2016 which includes the months of October, November, and December, you will pay it on or before January 10, 2017.
Pay on time…
While you have the option to pay your contribution on or before the deadline, it’s always best to pay it before the deadline to make sure that you won’t miss it and to avoid long lines since other members are also trying to make it on time.
Important: SSS does not accept retroactive payments.
Meaning, you cannot pay your contribution for the previous months after the deadline.
For OFWs
The schedule of payment for OFWs is a bit different because they can pay their contributions for the months of January to December of a given year ANYTIME within the year.
If they pay quarterly though, their SSS contributions for the months of October to December of a given year may be paid on or before the 31st of January of the succeeding year.
How to Check or Verify if your SSS contribution is already posted
- Open your Internet browser on your computer or smartphone and type SSS.GOV.PH
- LOGIN to your account if you have previously registered for your SSS Online Account.
You may also watch the steps in this video on how to register your SSS account online.
- When you’re logged in to your SSS online account, go to E-Services> Member Info > Actual Premiums. Your SSS contribution will appear on the screen.
Sometimes, it may take 24 hours to a couple of days before it gets posted on your SSS online account. It’s also a good idea to just keep your payment receipt in case you’ll need it in the future.
You may also watch the steps in this video on how to check your SSS contribution online.
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Genelen g.eustaquio-tayhopon says
I have a sss number when i was a single,but as far as i know it doesnt have any contribution,i want to apply for the voluntary members,what will i do.
Aya Corazon domingo says
I am a government employee and I want to be a member of SSS aside from compulsory membership in GSIS, am I allowed?
Norabeth dayaday larroza says
May salary loan po ako,Hindi ko po nabayaran lahat dahil nawalan nako ng trabho,,
Ask lang po if anu dapat ko gawin para mabayaran kahit na Hindi nako NAFTA trabaho?
Robelen t.capal says
Gusto kung mag apply ng SSS Self Employee.
Sally otaza lozarito says
I am not yet an sss member, and i want to be, what will i do? is it possible to register or apply online? pleas reply..thank you
Hensie says
If you are a volunteer member will you can still avail any loans from sss?
april galicia says
Possible po ako maoperahan sa goiter, last volountary contribution ko po is 1st quarter of 2016. May make-claim po ba ako from sss? Ano po dapat kong gawin? Thank you
ma lichelle ruiz ramos says
I am a government employee before but I wasn’t able to continue paying,is it ok if I just pay voluntary or compulsory now that I already have a new job? And also my husband does not have any contribution yet but he has been a member since 2005.what does he need to do? So he can enjoy the benefits from sssra
Marilou Delos santos says
Hi,
My husband had an sss with her employer before in 2007, but he separated in late 2007.Can we still continue paying voluntarily. He did not pay sss from late 2007 until today. What will be our next step.
Thanks
glecir Bonglay says
Can I asked questions? For example I’ve getting married a Foreigner he can able to pay and avail the benifits
Gracella Cruz says
I met an accident last October 13, 2016 and submitted all the requirements needed for filing SSS sickness benefits on October 24, 2016 to the company I am working with. I was expecting to receive some amount for my sick leave after a month, but when I tried calling the SSS hotline numbers an agent confirmed that my company hasn’t received any requirements. Should I be still entitled to receive a benefit from SSS even if my company would file for it late?
Eileen gagni says
I’m 53 years old and I’ve not have paid my sss long time. The last time is I’m still employed at my employer and now I’m an OFW and want to continue paying my sss and change to voluntary. .. Can this be possible? … thanks po
rochelle says
Good day! Can i ask po if what po gagawin kc po nka 4 months plang po n hulog s sss asawa ko tpos until now di prin po nahuhulugan ule. Pwede nya po b ule hulugan un? Pra po sna mkakuha sya ng sss id. How po? Tnx po
Joanne says
I am employed to a small company who is willing to contribute my sss for the entire year of 2017, since i was not able to pay my contribution from the first quarter. Will sss accept the payment even if its late?
Marjorie Maliksi says
2018 po aq ngkregister ng SSS # pero dq p nbyaran cmula noon..Ngaun po gus2 q xang cmulan ng byad this month ok lng po b
SHIELA PANGANTIHAN NICOLAS says
how to pay my monthly contribution without going to any sss branch?
Sol cabello pajalla says
Walang SSS sa mga choices ng Government offices.
Joan Alarcon says
Hi, just want to know whats the process to pay voluntary.i’ve worked before way back 2014 single and now i am married. i also wanted to update my status and dependents.thanks