SSS Contribution

For OFWs: How to Continue your SSS Contributions

The Philippine Social Security System offers many benefits to its members including those who are presently residing in the country and those who are living or working abroad.

For Overseas Filipinos who have stopped their contributions to the SSS and who wish to continue paying their SSS contributions, there are two ways to do this:

1. You can assign a representative in the Philippines to remit your SSS contributions as an OFW member.

2. You can directly remit your SSS contributions at any accredited collection partners abroad:

  • Banks
    • Asia United Bank
    • Banco de Oro
    • Bank of Commerce
    • Philippine National Bank
  • Non-Bank
    • I-Remit
    • Lucky Money
    • Skyfreight
    • Ventaja
    • New York Bay Philippines, Inc
    • Pinoy Express Hatid Padala services, Inc

Who can continue paying SSS Contributions?

An OFW with existing SS number can continue paying contributions through the SS Form RS-5. Make sure to put a check mark on the box for Overseas Worker and indicate your correct SSS number.

Once your payment has been posted, your membership status will be automatically changed to OFW.

I’m an OFW but I don’t have SSS number yet, what should I do?

If you’re an OFW who has not been issued an SS number, you should first accomplish and submit the Overseas Worker Record (SS Form OW-1) with the original or certified true copy and photocopy of any of the primary documents OR any 2 of the secondary documents acceptable in securing SS number.

Take note that the effectivity of coverage as an SSS OFW-member starts upon first payment of your SSS contribution, in case of initial coverage.

How to Pay your SSS contributions as an OFW?

To pay your SSS Contributions as an OFW, you need to fill out the Contributions Payment Return (SS Form RS-5) monthly or quarterly in accordance with the prescribed schedule.

Can I change my MSC or the amount of my SSS Contributions?

For OFWs, the minimum MSC was increased from P3,000.00 to P5,000.00, beginning January 1, 2004.

If you wish to increase your MSC or Monthly Salary Credit, it may be by one or two salary brackets without requiring the submission of documents to prove your earnings.

Monthly salary credit (MSC) is the compensation base for contributions and benefits related to the total earnings for the month. As of 2017, the maximum MSC is P16,000. Check the MSC column below.

However, in case the change will result to an MSC of lower than P5,000.00, or where the change will result in more than two salary brackets higher or lower than the present MSC, a Declaration of Earnings must be submitted to support the new earnings.

Members who are 55 years or older, if the present MSC is more than P10,000.00, the allowed increase is only one salary bracket regardless of whether the supporting documents are submitted or not.

How to Update your Personal Information in SSS Records?

To update or correct your personal records with the SSS, you must submit a duly filled-up Member’s Data Amendment (SS Form E-4) with supporting documents. You can submit your documents at the SSS branch or you may inquire through the OFW Contact Services Unit (CSU).

How to Pay SSS Contributions via Auto-Debit Arrangement System?

Auto-Debit Arrangement (ADA) System allows the one-time enrollment of the Self-Employed and Voluntary Member’s bank account for the automatic payment of their monthly SSS contributions and loan repayments.

ADA is convenient because you don’t have to go to the SSS payment center or any accredited collection partner to pay your SSS contributions.

ADA is available at the following banks:

  • United Coconut Planters Bank
  • BDO (Banco de Oro Unibank)
  • BPI (Bank of the Philippine Islands)
  • Metrobank (Metropolitan Bank and Trust Co.)
  • PNB (Philippine National Bank)
  • Philippine Savings Bank
  • Development Bank of the Philippines
  • First Consolidated Bank

Can I pay my contributions for the previous months? 

No. SSS doesn’t allow retroactive payments. You cannot pay your SSS contributions for the previous months or years.

But, you can pay your SSS contributions in advance.

  • Payment of contributions for the months of January to December of a given year may be paid within the same year.
  • Contributions for the months of October to December of a given year may also be paid on or before the 31st of January of the succeeding year.

Click here to read: 

SSS Answers

View Comments

  • isa po aqng teacher, na hired po aq nung july kea start po ng contribution q sa sss is july kc every kinsenas kinakaltasan na po kmi, nanganak po aq nung september 20, subalit di po aq naka pag pasa ng notification form for maternity benefits kc po 1st tym q at wala naman pong nakapagsabi na may bagong guidelines na po pla sa sss na at least 3 months, un na avail q po ung 3 months contribution pro di q naereport pro alam naman po nila sa skul na buntis po aq paano po kaya un??? thankyou

Recent Posts

Boost Your Retirement Savings with SSS Pension Booster

Have you ever thought about what your life will look like when you retire? It…

5 months ago

Disbursement Account Enrollment Module Guide 2023

When I was pregnant with my second child in 2022, I was excited to file…

2 years ago

How to File and Claim SSS Maternity Benefit for OFWs 2023

Babies are bundles of joy, but they can also be bundles of expenses! From diapers…

2 years ago

How to Verify the Status of your UMID and Upgrade to UMID ATM Pay Card

Are you tired of feeling helpless and frustrated while waiting for months to receive your…

2 years ago

SSS Maternity Benefits, Requirements, and Computation

SSS Maternity Benefit is one of the many benefits of the Social Security System that…

2 years ago

ACOP Program 2023: Annual Confirmation of Social Security System Pensioners in the Philippines

My parents are both SSS pensioners living in the Philippines, and every year, they always…

2 years ago